Call Free: 0800 CAR POINT 0800 CAR POINT (0800 227 76468) (0800 227 76468)
Call Free: 0800 CAR POINT 0800 CAR POINT (0800 227 76468) (0800 227 76468)
  • Good Credit and Bad Credit Finance
  • Any Income Level Accepted (Full Time, Part-Time, Beneficiary and Pension)
  • All Driver Licences (Full, Restricted, Overseas and Learners)
Apply for Finance
  • Do You Have Bad Credit?

    Car Point is here to help you give that 2nd chance you are looking for. So fill through the application, and let us take care of the rest.

  • Are You On Benefit Income or on Pension?

    Car Point specialises in all kinds of income, as we have over 99% approval rates in this category.

  • Are You On Learner's Licence or Overseas Licence?

    Car Point have links with various finance companies, that will consider any licence types. So feel free to complete the finance application, and let us worry about the rest.

Our Finance and Insurance Partners




Finance Information

2017 Toyota Aqua
$20,000 plus $595 ORC
Qualifies for Clean Car rebate of $1,322.50

We offer quick & easy, competitive vehicle financing through Car Point, where we work hard to make your vehicle buying experience as hassle free as possible. We can tailor a finance package that you are completely comfortable with, one that suits your budget and your lifestyle.

At Car Point we are committed to responsible lending, and whatever your current situation, we are here to work with you to ensure you make an informed decision. Helping you find the right vehicle finance package is our priority, ensuring it fits within your budget and our finance providers lending requirements. No matter whether you’re self-employed or working nine to five, we understand your circumstances and are here to help.

You will see finance repayments advertised with each of our vehicles. Whilst these are examples, they provide you with information such as to how the repayments are calculated, including interest rate, deposit, term and the total amount payable over the term. If you make your own selection as to term and deposit you will see this information updated.

Car Point can provide you with:
  • A range of interest rates and finance terms
  • Repayments to suit your budget
  • Full disclosure around how repayments are calculated
  • Ability to use your trade as your deposit
  • Options if you don't have a deposit or trade. We can evaluate your circumstances and see if there is a solution for you
  • Applications that are quick and easy, apply online whenever you want

It is also important that we help protect you in the event the worst happens. A full range of Insurance Options are available for you to review and purchase to compliment your vehicle and loan, providing you with protection for the unexpected.

Finance Now Related Information

Car Loan Rates and Fees
http://www.financenow.co.nz/car-loans/car-loan-rates-and-fees

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